
Secure your no-obligation finance discovery session to discover how much you could save.


Secure your no-obligation finance discovery session to discover how much you could save.

Waived LMI When Borrowing Up To 90%
We work with lenders who will allow Nurses and Midwives to borrow up to 90% of the property value without paying lenders mortgage insurance - this can save you tens of thousands in fee's.
Access discounted interest rates
Lenders that we work with offer discounted interest rates for healthcare professionals.
Get The Most Competitive Rates
When you work with MS Lending, you'll get the most competitive rates across 70 lenders. Saving just 0.5% on your rate can save you tens of thousands in interest over the life of your loan.
100% Of Your Overtime Included In Your Serviceable Income
We work with lenders who will count your overtime hours as serviceable income. This allows you to borrow more to and access more competitive rates.


At Money Sense Lending, we believe finding the right home loan shouldn't be overwhelming. We're experienced mortgage brokers committed to making your finance journey simple, stress-free, and tailored to your unique goals.
Whether you’re buying your first home, refinancing, or investing in property, we help you cut through the clutter by comparing hundreds of loans from Australia’s leading lenders. We do the research, negotiate on your behalf, and manage the paperwork—so you can focus on what matters most.
Based in Traralgon, VIC, we serve clients locally and right across Australia. No matter where you are in your property journey, we’re here to offer expert guidance, honest advice, and personal service every step of the way.
At Money Sense Lending, we're not tied to any one lender—which means our focus is always on finding the right loan for you, not for the banks. Make the smart move with Money Sense Lending.


At Money Sense Lending, we believe finding the right home loan shouldn't be overwhelming. We're experienced mortgage brokers committed to making your finance journey simple, stress-free, and tailored to your unique goals.
Whether you’re buying your first home, refinancing, or investing in property, we help you cut through the clutter by comparing hundreds of loans from Australia’s leading lenders. We do the research, negotiate on your behalf, and manage the paperwork—so you can focus on what matters most.
Based in Traralgon, VIC, we serve clients locally and right across Australia. No matter where you are in your property journey, we’re here to offer expert guidance, honest advice, and personal service every step of the way.
At Money Sense Lending, we're not tied to any one lender—which means our focus is always on finding the right loan for you, not for the banks. Make the smart move with Money Sense Lending.
Starting From
Comparison Rate
Disclaimer: Your actual home loan rate may vary based on your individual circumstances. Speak to one of our expert brokers for a personalised quote.
Starting From
Comparison Rate
Disclaimer: Your actual home loan rate may vary based on your individual circumstances. Speak to one of our expert brokers for a personalised quote.




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Money Sense Financial Pty Ltd ABN: 68 687 032 373
Credit Representative #569124 is authorised under Australian Credit License #232706.
Disclaimer: Information provided on this page is general in nature and does not constitute financial or credit advice. Eligibility for Lenders Mortgage Insurance (LMI) waivers, discounted interest rates, and increased borrowing capacity depends on individual circumstances, including your occupation, income, credit history, and the policies of specific lenders. All loan applications are subject to lender approval and lending criteria.
*Any examples of potential savings or benefits are indicative only and do not guarantee approval or specific financial outcomes. We recommend speaking with a licensed mortgage broker or financial advisor to assess your personal situation before making any financial decisions.